Student Finance

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Kent Emergency Student Loan (KESL)


The University can lend students, who are suffering from financial difficulty, an amount of money to help with their immediate essential living costs, such as food and essential travel.

Kent Emergency Student Loans (KESL) are available to all undergraduate and postgraduate, Home, EU or International, full time or part time students, who find themselves in temporary financial difficulties.

The purpose of the loan is to aid students suffering financial difficulties who need help with their immediate essential living costs (i.e. not accommodation costs).

  • Kent Emergency Student Loans are discretionary and not given on demand.
  • They are loans granted when all other sources of funding have been exhausted. The University reserves the right to ask that a student exhausts all other reasonable avenues of funding before a KESL is issued.
  • They are intended to cover essential expenses such as food, for a limited period of time, to allow time for your financial situation to improve.
  • Only one outstanding KESL is allowable at any one time and this will not normally exceed £240.
  • If your application is accepted it will normally take 4 working days for the money to be transferred to your nominated bank account.
  • KESLs are loans and must be repaid. If this debt, or any other, is still owed when you graduate then you may be prevented from attending your graduation ceremony, with your degree being conferred "in absentia".
  • 1.5% interest will be charged to all KESLs not repaid by their agreed repayment date
  • Kent Emergency Student Loans will not be available to final year students in the Summer Term.


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Who can apply?

In order to be eligible you need to:

  • be fully registered
  • have already used all the funds available to you
  • have already tried other sources of funding, e.g. parents or bank
  • be able to repay the loan within three months
  • have not already got any short term loans outstanding
  • supply all necessary evidence


How do I apply?

Please complete the application form below, scan it and email it to You will also need to scan and email your bank statements. Screenshots are not acceptable. The Finanical Aid Office will assess your situation and decide if a loan is appropriate.

In order to be considered for a loan, you will need to provide the following:

  • Up-to-date bank statements showing transactions from the last 30 days, including the current bank balance (to show spending and that no other funds are available e.g. overdraft)
  • Completed application form (below)

Useful Links


Finance Department, The Registry, University of Kent, Canterbury, Kent, CT2 7NZ

Contact us - Students | Staff | External, or Fax: +44(0)1227 827024

Last Updated: 04/08/2020