Module delivery information

Location Term Level1 Credits (ECTS)2 Current Convenor3 2021 to 2022
Autumn 6 15 (7.5) MR I Frame checkmark-circle


The module will be divided into three main sections. The first section will involve an examination of the banker-customer relationship, including the rights and obligations of the parties in that relationship, the use of different methods of payments and remedies. The second section will focus on the provision of credit by banks to customers. This section will look at the types of credit facilities provided by banks, the taking of security by banks and the enforcement of such security. The final section will focus on money laundering regulation within the banking industry.


Contact hours

Contact hours: 20
Private study hours: 130
Total study hours: 150

Method of assessment

Main assessment methods
The module will be examined on the basis of 100% coursework:
Coursework - Essay (2,500 words) - 70%
coursework - 'Policy-Orientated' Problem Question (1,250 words) - 30%*
* students must achieve a mark of 40% in the problem question to pass the module overall.

Reassessment methods

Indicative reading

Ellinger E.P. et al,(2011) Ellinger's Modern Banking Law (5th ed), Oxford, Oxford University Press
Other key source materials for this module are:
Arora A. (2014), Banking Law, Harlow, Pearson Education
Arora A. (1993), Electronic Banking and the Law (2nd ed). , London, Banking Technology
Cranston R.(2002), Principles of Banking Law (2nd ed), Oxford, Oxford University Press
Hapgood M. (2007), Paget's Law of Banking (13th ed.), London, LexisNexis Butterworths
Penn G. and Wadsley J., (2002), The Law relating to Domestic Banking, London, Sweet & Maxwell.

See the library reading list for this module (Canterbury)

Learning outcomes

The intended subject specific learning outcomes are as follows. On successfully completing the module students will be able to:
1.demonstrate an in-depth understanding of the nature and legal status of the banker-customer relationship;
2.demonstrate detailed knowledge of the operation of customer accounts and the scope of the bank's duties to customers;
3.demonstrate detailed knowledge of banking operations, including the provision of credit, the taking and enforcement of security for loans;
4.analyse and critically evaluate the relationship between the law and banking business as well as the practical application of the law to banking;
5.recognise and evaluate the issues related to the provision of banking services and regulation of the banking industry.

The intended generic learning outcomes are as follows. On successfully completing the module students will be able to:
1.demonstrate problem-solving skills through their ability to apply knowledge to a situation of complexity and provide arguable conclusions for concrete problems, whether actual or hypothetical;
2.1. structure, formulate, communicate as well as defend their arguments in relation to the issues identified;
3.2. organise their work, engage in independent study and use of resources particularly from the Library, the Kent electronic network (e.g. Library CD-ROMs, Lexis) and the Internet;
4.3. carry out independent research.


  1. Credit level 6. Higher level module usually taken in Stage 3 of an undergraduate degree.
  2. ECTS credits are recognised throughout the EU and allow you to transfer credit easily from one university to another.
  3. The named convenor is the convenor for the current academic session.
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