Banking Law - LW582

Location Term Level Credits (ECTS) Current Convenor 2019-20
Canterbury Autumn
View Timetable
6 15 (7.5) DR S Wong




Not available to non-law students.



The module will be divided into three main sections. The first section will involve an examination of the banker-customer relationship, including the rights and obligations of the parties in that relationship, the use of different methods of payments and remedies. The second section will focus on the provision of credit by banks to customers. This section will look at the types of credit facilities provided by banks, the taking of security by banks and the enforcement of such security. The final section will focus on money laundering regulation within the banking industry.


This module appears in:

Contact hours

10 hours of lectures; 10 hours of seminars (approximately)

Method of assessment

100% coursework consisting of a problem question and an essay.

Indicative reading

A Arora Practical Banking and Building Society Law (Blackstone, 1997)
J Wadsley & GA Penn The Law Relating to Domestic Banking (Sweet & Maxwell, 2nd ed., 2000)
R Cranston Principles of Banking Law (OUP, 2nd ed. 2002)
W Clarke How the City of London Works (Sweet & Maxwell, 7th end., 2008)
EP Ellinger, E Lomnicka & CVM Hare, Ellinger's Modern Banking Law (OUP, 5th end., 2011)

See the library reading list for this module (Canterbury)

Learning outcomes

demonstrate an in-depth understanding of the nature and legal status of the banker-customer relationship;
demonstrate detailed knowledge of the operation of customer accounts and the scope of the bank's duties to customers;
demonstrate detailed knowledge of banking operations, including the provision of credit, the taking and enforcement of security for loans;
analyse and critically evaluate the relationship between the law and banking business as well as the practical application of the law to banking;
recognise and evaluate the issues related to the provision of banking services and regulation of the banking industry.

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