The loans will be available for programmes including PhD/DPhil, EdD, EngD and integrated doctoral programmes. The programme can be taught or research-based, or a combination of both. All disciplines and subject areas are eligible. Loans will be available for full-time, part-time and distance learning. The loans cover split-site programmes as long as Kent is the lead institution and provided you spend at least 50% of your study time in the UK. The loans are not means tested and are paid directly into your UK bank account.
The earliest you’ll start repaying is either:
- the April after you leave your course
- the April 4 years after the course started, if you’re studying part-time
Repayments will be income contingent and made concurrently with undergraduate and Master’s loans. Details on repayment rates and rates of interest are available at https://www.gov.uk/repaying-your-student-loan/what-you-pay.