Set out below are the steps you take to make an application to borrow US Federal loan/s to support your studies at the University of Kent in the 2020-21 academic year.

The University of Kent participates in the William D. Ford Federal Direct Loan Program.

The University is authorised to process US Direct loans for students who are:

  1. Citizens or permanent residents of the United States (US) and who have a valid US social security number. 
  2. Studying for Bachelor's degrees, First Professional degrees, Masters degrees and Doctoral degrees.
  3. Studying at the University of Kent's Canterbury, Medway and Brussels campuses and centres.

However, there are some exceptions.  The following students are not eligible to borrow US Direct loans:

  • Students whose programme includes study or research for any length of time in the United States. However, there is a narrow exception for independent research carried out by PhD students – please email foreignloans@kent.ac.uk for details.  
  • Students whose programme includes study or research for any length of time at the University of Kent’s Paris centre.
  • Students who have a study period abroad at an institution which is not certified to receive US Federal Direct funds. If you are planning to have a study period abroad and want to borrow a US Direct loan, please contact the Foreign Loans Unit at foreignloans@kent.ac.uk to ensure that you select an eligible overseas institution.
  • Students who are registered on the International Foundation Programme.
  • Students who are registered on an External / Distance Learning programme of study.

These students may be eligible to borrow a US Private loan. For information, see the "Sources of Funding" tab.

Please note that when a student has completed their FAFSA, the US Department of Education only notifies schools located within the United States.  The University of Kent is not notified when a student has completed their FAFSA.

How to apply for Direct Loans to support undergraduate study in the 2020-21 academic year

Set out below the steps you take to make an application to borrow US Federal loan/s to support your studies at the University of Kent in the 2020-21 academic year.  

1. Complete the Free Application for Federal Student Aid (FAFSA) for 2020-21

The University of Kent uses the information from your FAFSA to assist in determining your eligibility for Direct Loans.

Complete the FAFSA electronically at https://studentaid.gov/h/apply-for-aid/fafsa/.

  • The University of Kent school code is G08665.
  • To complete the FAFSA electronically, you must have a Federal Student Aid ID (FSA ID).  To apply for an FSA ID if you do not already have one, or for customer service regarding a previously assigned FSA ID, visit the following Federal Student Aid web page: https://studentaid.ed.gov/sa/fafsa/filling-out/fsaid

When you have completed your FAFSA, the US Department of Education will use the information to produce a Student Aid Report (SAR).  They will send you a copy of your SAR which you should keep for your records.  You do not need to send us a copy of your FAFSA or your SAR.

We then access your SAR to check your eligibility for Direct loans, including the following:

  • you are a US citizen or a permanent resident of the US
  • you are within the borrowing limits for Direct loans
  • if you are male, that you have registered with the US Selective Service.

 Please note:

  • The US Department of Education does not inform schools located outside the United States when a student has completed their FAFSA
  • You need to inform the University of Kent that you wish to borrow Direct loans by completing your FAFSA and following steps 2-6 below

2. Complete Direct Loan Entrance Counseling

You complete Direct Loan Entrance Counseling electronically via: https://studentaid.gov/app/counselingInstructions.action?counselingType=entrance. Work through the Entrance Counseling for Direct loans.

To complete Direct Loan Entrance Counseling electronically, you must have a Federal Student Aid ID (FSA ID).  To apply for an FSA ID if you do not already have one, or for customer service regarding a previously assigned FSA ID, visit the Federal Student Aid website.

3. To borrow a Direct Loan: Complete a Direct Loan Master Promissory Note (MPN)

The Direct MPN is the legal document through which you promise to repay your Direct Loans and any accrued interest and fees to the US Department of Education. It also explains the terms and conditions of your loans.  You complete a new Direct MPN for each academic year that you borrow Direct Loans at the University of Kent.

You complete the Direct MPN electronically via the StudentLoans.gov web site:

4. To borrow a Direct PLUS Parent Loan

If you do not wish to borrow a Direct PLUS Parent loan, skip this step and go to step 5.

If you wish to borrow a Direct PLUS Parent loan, your parent completes (a) and (b) below.

(a) Complete a Direct PLUS Master Promissory Note (MPN)

The Direct MPN is the legal document through which your parent promises to repay the Direct PLUS Parent Loan and any accrued interest and fees to the US Department of Education. It also explains the terms and conditions of the loan.  Your parent completes a new Direct PLUS MPN for each academic year that they borrow a Direct PLUS Parent loan at the University of Kent.

Your parent completes the Direct PLUS MPN electronically via the StudentLoans.gov web site:

  • Go to https://studentaid.gov/app/launchMpn.action
  • Select the "Graduate/Professional Students" tab
  • Select the link to "Complete Loan Agreement for a PLUS Loan (MPN)"
  • Complete the Direct PLUS MPN
  • Save the Direct PLUS MPN as a pdf file.

(b) Complete a Direct PLUS Credit Check

Your parent must also apply for a Direct PLUS loan credit check. The credit check is one of the steps completed during the application process for the Direct PLUS MPN on the StudentLoans.gov website.

5. Your application

Ensure that you have made an application to study at the University of Kent, on at least a part-time basis, and that you have received an offer of a place from Kent

Choose your course and apply

6. Email the following documentation and information to the Foreign Loans Unit

  • Email confirmation from you that you have completed your Entrance Counseling
  • Pdf copy of your Direct Master Promissory Note (MPN)
  • If your parent is borrowing a Direct PLUS Parent loan:
    • Pdf copy of your parent’s PLUS Master Promissory Note (MPN)
    • Email confirmation from you that your parent has completed the Direct PLUS credit check
  • If you require a letter for Visa purposes, provide the address to which this letter should be mailed.

We will then confirm your Cost of Attendance and email you with further instructions.

 You must email all the information above to foreignloans@kent.ac.uk, even if the US system informs you that it has already been provided to the University of Kent.  

How to apply for Direct Loans to support postgraduate study in the 2020-21 Academic Year

Set out below the steps you take to make an application to borrow US Federal loan/s to support your studies at the University of Kent in the 2020-21 academic year.

1. Complete the Free Application for Federal Student Aid (FAFSA) for 2020-21

The University of Kent uses the information from your FAFSA to assist in determining your eligibility for Direct Loans.

Complete the FAFSA electronically at https://studentaid.gov/h/apply-for-aid/fafsa/.

  • The University of Kent school code is G08665.
  • To complete the FAFSA electronically, you must have a Federal Student Aid ID (FSA ID).  To apply for an FSA ID if you do not already have one, or for customer service regarding a previously assigned FSA ID, visit the following Federal Student Aid web page: https://studentaid.ed.gov/sa/fafsa/filling-out/fsaid

When you have completed your FAFSA, the US Department of Education will use the information to produce a Student Aid Report (SAR).  They will send you a copy of your SAR which you should keep for your records.  You do not need to send us a copy of your FAFSA or your SAR.

We then access your SAR to check your eligibility for Direct loans, including the following:

  • you are a US citizen or a permanent resident of the US
  • you are within the borrowing limits for Direct loans
  • if you are male, that you have registered with the US Selective Service.

Please note:

  • The US Department of Education does not inform schools located outside the United States when a student has completed their FAFSA
  • You need to inform the University of Kent that you wish to borrow Direct loans by completing your FAFSA and following steps 2-6 below

2. Complete Direct Loan Entrance Counseling

You will need to complete Entrance Counseling for each type of loan you borrow (e.g. Direct Loan and Direct PLUS Loan). The Counseling can be combined if you require both types of loans.

You complete Direct Loan Entrance Counseling electronically at https://studentaid.gov/app/counselingInstructions.action?counselingType=entrance. Work through the Entrance Counseling for eachtype of loan you are borrowing (i.e. Direct Loan and Direct PLUS Loan).

To complete Direct Loan Entrance Counseling electronically, you must have a Federal Student Aid ID (FSA ID).  To apply for an FSA ID if you do not already have one, or for customer service regarding a previously assigned FSA ID, visit the following Federal Student Aid web page:  https://studentaid.ed.gov/sa/fafsa/filling-out/fsaid

3. To borrow a Direct Loan: Complete a Direct Loan Master Promissory Note (MPN)

The Direct MPN is the legal document through which you promise to repay your Direct loan and any accrued interest and fees to the US Department of Education. It also explains the terms and conditions of the loan.  You complete a new Direct MPN for each academic year that you borrow a Direct Loan at the University of Kent.

You complete the Direct MPN electronically via the StudentLoans.gov web site:

  • Go to https://studentaid.gov/app/launchMpn.action
  • Select the "Graduate/Professional Student" tab
  • Select the link to "Complete Loan Agreement for a Subsidized/Unsubsidized Loan (MPN)"
  • Complete the Direct MPN
  • Save the Direct MPN as a pdf file.

4. To borrow a Direct PLUS Loan: Complete a Direct PLUS Master Promissory Note (MPN) and a PLUS Credit Check

If you do not wish to borrow a Direct PLUS loan, skip this step and go to step 5.

The Direct PLUS MPN is the legal document through which you promise to repay your Direct PLUS Loan and any accrued interest and fees to the US Department of Education. It also explains the terms and conditions of your loan.  You complete a new Direct PLUS MPN for each academic year that you borrow a Direct PLUS loan at the University of Kent.

You complete the Direct PLUS MPN electronically via the StudentLoans.gov web site:

  • Go to https://studentaid.gov/app/launchMpn.action
  • Select the "Graduate/Professional Students" tab
  • Select the link to "Complete Loan Agreement for a PLUS Loan (MPN)"
  • Complete the Direct PLUS MPN
  • Save the Direct PLUS MPN as a pdf file.

You must also apply for a Direct PLUS credit check.  The credit check is one of the steps you complete during the application process for your Direct PLUS MPN on the StudentLoans.gov web site https://studentloans.gov

5. Your application

Ensure that you have accepted an unconditional offer to study at the University of Kent, on at least a part-time basis, and that you have received an offer of a place from Kent.

Choose your course and apply

6. Email the following documentation and information to the Foreign Loans Unit:

  • Email confirmation from you that you have completed your Entrance Counseling
  • Pdf copy of your Direct Master Promissory Note (MPN)
  • If you are borrowing a Direct PLUS loan:
    • Pdf copy of your Direct PLUS Master Promissory Note (MPN)
    • Email confirmation from you that you have completed your Direct PLUS credit check
  • If you require a letter for Visa purposes, provide the address to which this letter should be mailed.

We will then confirm your Cost of Attendance and email you with further instructions.

You must email all the information above to foreignloans@kent.ac.uk, even if the US system informs you that it has already been provided to the University of Kent.  

How to apply for Direct Loans to support study in the 2020-21 academic year

From late June 2021 the University will start processing US Direct loans for the 2021-22 academic year. 

From January 2021 you can complete the Free Application for Federal Student Aid (FAFSA) for 2021-22.

From June 2021 you can complete your Master Promissory Note/s and Entrance Counseling.

The University of Kent uses the information from your FAFSA to assist in determining your eligibility for Direct Loans.

Complete the FAFSA electronically at https://studentaid.gov/h/apply-for-aid/fafsa/.

  • The University of Kent school code is G08665.
  • To complete the FAFSA electronically, you must have a Federal Student Aid ID (FSA ID).  To apply for an FSA ID if you do not already have one, or for customer service regarding a previously assigned FSA ID, visit the following Federal Student Aid web page: https://studentaid.ed.gov/sa/fafsa/filling-out/fsaid

When you have completed your FAFSA, the US Department of Education will use the information to produce a Student Aid Report (SAR).  They will send you a copy of your SAR which you should keep for your records.  You do not need to send us a copy of your FAFSA or your SAR.

We then access your SAR to check your eligibility for Direct loans, including the following:

  • you are a US citizen or a permanent resident of the US
  • you are within the borrowing limits for Direct loans
  • if you are male, that you have registered with Selective Service.

The cost of attendance for the 2021-22 academic year has not yet been confirmed, once it has been confirmed, details will be published on this web page.

Please Note:

  • The US Department of Education does not inform schools outside the United States when a student has completed their FAFSA
  • You need to inform the University of Kent that you wish to borrow Direct loans by emailing us at foreignloans@kent.ac.uk.
Last updated