International students

How to open a UK bank account

You may find it useful to open a UK bank account as it can be easier to manage your finances and it could save you money.

Before you start

Please contact your bank of choice first as you may need to make an appointment in advance. 

If you do decide to open a UK bank account we recommend bringing enough funds in UK currency to cover your expenses for the first few weeks, in case of delays in opening your new  account.

Things to consider

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Does your current bank operate in the UK?

It could be easier to open an account and stay with the same bank you already use.
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Is there a branch near to the university?

A branch of your bank close to the university is very convenient if you need to speak to a member of staff or you make regular transactions.
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Is there a charge for international transfers?

Find out if your bank will charge you to send and receive money from home.
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Could digital-only banking work for you?

You could open a digital-only bank account with the appropriate documentation and if you meet their requirements.

What do I need to do to open a UK bank account?

1. Choose a bank

  • There are a wide range of banks in the UK offering different interest rates and services so it’s important to do your research.
  • It might be useful to use a comparison website to check which bank meets your exact needs. It might also be worthwhile comparing internet banks.

2. Download your student status letter from Kent Vision

  • Go to ‘My Communications and Documents’ - ‘My Documents’ - and download status letter addressed to your bank.
  •  Email statusletters@kent.ac.uk if you are unable to download from your Kent Vision portal.

3.  Documentation needed to open a bank account:

  • Passport (and visa if required) or EU identity card
  • Original letter of acceptance to the University
  • Evidence of programme of study and length of programme
  • Your room agreement *(not all banks)
  • Status Letter (see above).

Local branches of national banks

Canterbury

  • Barclays
  • Halifax
  • HSBC
  • Lloyds
  • TSB
  • NatWest
  • RBS
  • Santander

Medway (Chatham and Gillingham) 

  • Barclays
  • Halifax
  • HSBC
  • Lloyds 
  • TSB
  • RBS
  • Santander

Online banking services

You can apply for a digital-only bank account online or via an app, with customer service available over the internet or by phone. Find the bank that works for you, choosing from a number of providers including Monzo, Revolut and Starling.