Student Services

YourGuarantor scheme for the University of Kent

Many private landlords and letting agents request that a third party acts as a guarantor for the rent before they will agree to let a property to a student. This would usually be a parent or a guardian, who will be required to pay the rent on a student’s behalf if they are not able to do so at any point during the tenancy, subject to any conditions. Landlords will usually require a UK based guarantor, which can often be a problem for international students.

If you do not have anyone who can act as your guarantor in the UK, landlords and letting agents may ask you to pay more rent upfront (generally 6-12 months).

To help students without a UK guarantor, the University has partnered with Your Guarantor who will act as a rent guarantor for students renting in the private sector.  The scheme is discretionary and open to both undergraduate and postgraduate students who meet the criteria below.

Please see further information below and refer to the 'Frequently asked questions' section.

Please contact enquiries@yourguarantor.com or 01384 885152 if you have any questions. Further details are also available via the Your Guarantor website.

IMPORTANT NOTES:

1. Students must be registered on a full-time programme of study at the University to be eligible for the scheme.

 

Not eligible?

Kent Union's Advice Centre offers independent housing advice on all aspects of housing. Please visit their web page for information and contact details.

Undergraduates

Am I eligible for the scheme?

LEVEL OF STUDY? CRITERIA TO BE MET IN ORDER TO BE ELIGIBLE RENT ALLOWANCE UP TO A MAXIMUM OF £1500 PER PERSON PER MONTH
Undergraduate Foundation Year students Not eligible for Your Guarantor Scheme  
Undergraduate First Year students Must have completed a full-time Foundation Year programme at Kent in the last academic year.

First year students who have not studied on a full-time Higher Education Foundation Year programme in the last academic year will not be eligible for the scheme.
Your private rented tenancy can be for up to 12 months from the end date of your foundation year
Undergraduate second year and Undergraduate placement year students Must have completed Year 1 (or Year 2 if doing placement year) of a full-time Undergraduate programme at Kent last academic year Your private rented tenancy can be for up to 12 months from the end date of your first year (or second year if doing a placement)
Undergraduate Final Year students Must have completed Year 2 (or placement year) of a full-time Undergraduate programme at Kent last academic year Your private rented tenancy can be for up to 12 months ending no later than 31 August of the year you are due to graduate
Students completing an Exchange/Study Abroad programme Not eligible for Your Guarantor Scheme  

Postgraduates

Am I eligible for the scheme?

LEVEL OF STUDY? CRITERIA TO BE MET IN ORDER TO BE ELIGIBLE RENT ALLOWANCE UP TO A MAXIMUM OF £1500 PER PERSON PER MONTH
Postgraduate first year students doing a 1 year course None Your private rented tenancy can be for up to 12 months from the end date of your previous course or from the day you enrol at Kent. The end date of your tenancy can be no later than the end of the month following the month of your graduation
Postgraduate first year students doing a course of more than 1 year None
Your private rented tenancy can be for up to 12 months from the end date of your previous course or from the day you enrol at Kent
Postgraduate Returning students None Your private rented tenancy can be for up to 12 months from the date your previous academic year finished
Postgraduate Final Year students None Your private rented tenancy can be for up to 12 months ending no later than the end date of your course or the end of the month following the month of your graduation
Students completing an Exchange/Study Abroad programme Not eligible for Your Guarantor Scheme  

 

Frequently asked questions

What does the scheme cover?

  • The scheme covers rent arrears only.
  • The guarantee is only applicable to Assured Shorthold Tenancies.
  • YourGuarantor are able to guarantee rent per person up to a maximum of £1500 per person per month.
  • YourGuarantor reserves the right not to approve applications where it is aware that the property / landlord in question has a history of negative feedback, as advised by Homestamp or Canterbury City Council.

How much does it cost?

  • YourGuarantor guarantee will cost you a percentage of the value of your tenancy / lease – 3.5% for Overseas/EU students and 5.5% for UK students.
  • You can estimate the cost using the calculator on the Your Guarantor website.
    (Value of the lease = monthly rent x number of months of the lease). In shared accommodation this will equal the individual students’ share of the value of the lease.

How does it work?

  • The scheme will be administered by YourGuarantor
  • Apply online at www.yourguarantor.com.
  • Applications will be subject to approval by YourGuarantor & your proposed landlord.
  • Confirmation of acceptance will be emailed to you.
  • A certificate of the the guarantee will be available online once you have paid the fee.
  • A sample of the guarantor terms & conditions are available to download from www.yourguarantor.com.

Students - your responsibilities

  • You will notify the landlord as soon as you become aware of any circumstance, or potential circumstance, which could affect your ability to satisfy your responsibilities under the proposed tenancy agreement.
  • You undertake to cooperate with YourGuarantor as required in order to minimise their liability under any Guarantee that they provide on your behalf and understand that this may mean vacating the rental property if the rent is in arrears.
  • You are not aware of any current circumstance that would prevent you from satisfying all your responsibilities, as set out in the proposed tenancy agreement.
  • You understand that, although the YourGuarantor will act as Guarantor, you will remain liable for any losses, damages, expenses and/or costs that the Landlord would normally be entitled to recover.
  • You understand that any rent paid out on your behalf or additional costs incurred by YourGuarantor under any Guarantee they may provide on your behalf shall remain your responsibility until settled in full.
  • You understand that the YourGuarantor may, at their own discretion, appoint a third party to recover any losses on its behalf.
  • You understand that by accepting the Guarantee offered by YourGuarantor, you are confirming acceptance & understanding of the responsibilities set out in these commitments.

 

The University cannot give advice on housing queries or tenancy agreements, these questions should be directed to the Kent Union’s Advice Centre who are able to offer independent housing advice.

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The University of Kent, Canterbury, Kent, CT2 7NZ, T: +44 (0)1227 764000

Last Updated: 31/01/2018