School of Mathematics, Statistics & Actuarial Science

About

Guy Thomas is an actuary and investor. He was previously a full-time lecturer in CASRI in the 1990s.

A general theme of his research is the reframing of actuarial problems from the viewpoint of society, or sometimes a disadvantaged class in society, rather than from the viewpoint of managing a financial institution.

Guy originated the concept of loss coverage as a metric for the comparing the social efficacy of different risk classification schemes. His book Loss Coverage: Why Insurance Works Better with Some Adverse Selection is published by Cambridge University Press in 2017.

Contact Information

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Publications

Also view these in the Kent Academic Repository

Article
Hao, M. et al. (2016). Insurance loss coverage under restricted risk classification: The case of iso-elastic demand. ASTIN Bulletin [Online] 46:265-291. Available at: http://dx.doi.org/10.1017/asb.2016.6.
Thomas, R. (2012). Genetics and insurance in the United Kingdom 1995-2010: the rise and fall of scientific discrimination. New Genetics and Society [Online] 31:203-222. Available at: http://dx.doi.org/10.1080/14636778.2012.662046.
Thomas, R. (2012). Non-risk price discrimination in insurance: market outcomes and public policy. Geneva Papers on Risk and Insurance - Issues and Practice [Online] 37:27-46. Available at: http://dx.doi.org/10.1057/gpp.2011.32.
Thomas, R. (2009). Demand elasticity, risk classification and loss coverage: when can community rating work? ASTIN Bulletin [Online] 39:403-428. Available at: http://dx.doi.org/10.2143/AST.39.2.2044641.
Thomas, R. (2008). Loss Coverage as a Public Policy Objective for Risk Classification Schemes. Journal of Risk and Insurance [Online] 75:997-1018. Available at: http://dx.doi.org/10.1111/j.1539-6975.2008.00294.x.
Thomas, R. (2008). Taxable and tax-advantaged portfolio management for UK personal investors. British Tax Review 2008:34-55.
Thomas, R. (2007). Some novel perspectives on risk classification. Geneva Papers on Risk and Insurance - Issues and Practice [Online] 32:105-132. Available at: http://dx.doi.org/10.1057/palgrave.gpp.2510118 .
Whitten, S. and Thomas, R. (1999). A non-linear stochastic asset model for actuarial use . British Actuarial Journal [Online] 5:919-953. Available at: http://dx.doi.org/10.1017/S1357321700000751.
Moultrie, T. and Thomas, R. (1997). The right to underwrite? An actuarial perspective with a difference. Journal of Actuarial Practice [Online] 5:125-146. Available at: http://www.jofap.org/documents/vol5/v5_moultrie.pdf.
Thomas, R. (1996). Indemnities for long-term price risk in the UK housing market. Journal of Property Finance [Online] 7:38-52. Available at: http://dx.doi.org/10.1108/09588689610127145.
Thomas, R. (1994). Untitled . Statistician 43:595-596.
Monograph
Hao, M. et al. (2016). Insurance loss coverage and demand elasticities. Unknown.
Hao, M. et al. (2016). Insurance loss coverage and social welfare. Unknown.
Book
Thomas, R. (2012). Hur tolv privata investerare blivit rika p aktier. Stockholm: Lind & Co.
Thomas, R. (2011). Free Capital: How 12 private investors made millions in the stock market . [Online]. Harriman House . Available at: http://www.harriman-house.com/products/books/450474/investing/free-capital.
Total publications in KAR: 15 [See all in KAR]
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Research Interests

Risk classification and loss coverage; Price optimisation in general insurance; Taxable portfolio management. Public policy perspectives on actuarial topics: thinking about problems from the viewpoint of society, or sometimes a disadvantaged class in society, rather than solely from the viewpoint of managing a financial institution. back to top

Research Supervisees

MingJie Hao - Insurance risk classification, loss coverage and adverse selection (with Dr Pradip Tapadar).

 

 

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School of Mathematics, Statistics and Actuarial Science (SMSAS), Sibson Building, Parkwood Road, Canterbury, CT2 7FS

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Last Updated: 31/01/2017