Module delivery information

Location Term Level1 Credits (ECTS)2 Current Convenor3 2024 to 2025
Autumn Term 6 15 (7.5) Iain Frame checkmark-circle


The module will be divided into three main sections. The first section will involve an examination of the banker-customer relationship, including the rights and obligations of the parties in that relationship, the use of different methods of payments and remedies. The second section will focus on the provision of credit by banks to customers. This section will look at the types of credit facilities provided by banks, the taking of security by banks and the enforcement of such security. The final section will focus on money laundering regulation within the banking industry.


Contact hours

Contact hours: 20
Private study hours: 130
Total study hours: 150


All Social Sciences undergraduate Law programmes

Method of assessment

Main assessment methods
The module will be examined on the basis of 100% coursework:

Essay, 2,500 words (70%)
'Policy-Orientated' Problem Question, 1,250 words (30%)

Reassessment methods

Indicative reading

• A Arora, Banking Law (Pearson 2014)
• A Arora, Electronic Banking and the Law (2nd ed, Banking Technology, 1993)
• R Cranston, Principles of Banking Law (2nd ed, Oxford University Press, 2002)
• M Hapgood, Paget's Law of Banking (13th ed, LexisNexis Butterworths, 2007)
• G Penn & J Wadsley, The Law relating to Domestic Banking (Sweet & Maxwell, 2002)

See the library reading list for this module (Canterbury)

Learning outcomes

The intended subject specific learning outcomes.
On successfully completing the module students will be able to:

1. demonstrate an in-depth understanding of the nature and legal status of the banker-customer relationship;
2. demonstrate detailed knowledge of the operation of customer accounts and the scope of the bank's duties to customers;
3. demonstrate detailed knowledge of banking operations, including the provision of credit, the taking and enforcement of security for loans;
4. analyse and critically evaluate the relationship between the law and banking business as well as the practical application of the law to banking;
5. recognise and evaluate the issues related to the provision of banking services and regulation of the banking industry.

The intended generic learning outcomes.
On successfully completing the module students will be able to:

1. structure, formulate, communicate as well as defend their arguments in relation to the issues identified;
2. organise their work, engage in independent study and use of resources particularly from the Library, the Kent electronic network (e.g. Library CD-ROMs, Lexis) and the Internet;
3. carry out independent research.


  1. Credit level 6. Higher level module usually taken in Stage 3 of an undergraduate degree.
  2. ECTS credits are recognised throughout the EU and allow you to transfer credit easily from one university to another.
  3. The named convenor is the convenor for the current academic session.
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