Professor Iain Ramsay

Emeritus Professor of Law
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Professor Iain Ramsay


Professor Iain Ramsay holds law degrees from the University of Edinburgh and Mcgill University, Montreal, Canada and has taught in both England and Canada. From 1986-2007 he was a Professor at Osgoode Hall Law School, York University, Toronto, Canada. He has been a visiting Professor at the University of Wisconsin-Madison, the University of Tokyo, Ritsumeikan University, Kyoto, Japan, the University of Sydney, and a Visiting Fellow at the European University Institute, Fiesole. 

Professor Ramsay conducted ground breaking empirical research on personal insolvency in Canada, and was a member of the Canadian Personal Insolvency Task Force (2000-2002). He has written extensively on consumer credit, comparative consumer insolvency and is co-author of the World Bank Report on the Treatment of the Insolvency of Natural Persons (2013) . He has published widely on consumer law, consumer credit and insolvency, authoring or editing 12 books and over 70 articles or chapters. His most recent book Personal Insolvency in the 21st Century: A Comparative Study of the US and Europe (Hart, Bloomsbury, 2017) resulted from a Leverhulme Research Fellowship. He has delivered invited and keynote addresses on consumer law and policy and insolvency in many countries throughout the world. 

Research interests

  • Consumer credit 
  • Bankruptcy and insolvency, in particular personal insolvency 
  • Regulation of consumer markets 
  • Consumer law and policy. 

Current Projects include 

  • The New ‘Poor Person’s Bankruptcy’: A Qualitative Comparative Analysis 
  • The development of consumer law and policy in the UK: Ideas, Actors, Institutions.


  • Member 2021 Law Research Excellence Framework (REF) Panel
  • Elected member International Insolvency Institute 
  • Elected member American Law Institute
  • President International Association of Consumer Law 2001-2007 
  • Member, Working Group on Financial Services, Revision of United Nations Guidelines on Consumer Protection 2014-2016 
  • Member, Drafting Committee, World Bank Working Group on Insolvency of Natural Persons 2011-2013. 
  • Member, International Protection of Consumers Committee, International Law Association 2008.
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