PensionsPlus is a new way to make pension contributions to either USS or SAUL which reduces payment of National Insurance deductions, meaning you take home more pay than you would by contributing to your pension outside of PensionsPlus.

PensionsPlus was launched on 1 February 2020.

All salaried staff are automatically opted in to PensionsPlus unless they chose to opt out.

The following staff are not automatically opted in to PensionsPlus for the reasons listed below but may choose to join if they wish:

  • Graduate Teaching Assistants as their earnings, which include a fixed term earnings stipend, fall below the threshold at which National Insurance deductions are made;
  • Most timesheet paid staff due to fluctuating earnings and also because membership of PensionsPlus will restrict their ability to obtain a refund of pension contributions which is often important to staff with varying working patterns and lengths of contract.

External Examiners are not entered into PensionsPlus as their payments do not attract National Insurance deductions.

More information can be found in the FAQs.

Details of how to opt in or out of PensionsPlus can be found on the dedicated tab.

The slides used during staff presentations prior to the launch can be viewed below.




Registry, University of Kent, Canterbury, Kent, CT2 7NZ

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Last Updated: 21/05/2021