USS - Universities Superannuation Scheme

Membership of USS is open to grade 6 research assistants and to all staff, grades 7 and above.


The USS Retirement Income Builder is a type of defined benefit pension scheme where benefits are based on each year's salary throughout the period of membership (on a Career Revalued Benefits basis). Members pay a monthly contribution equal to 9.8% of salary, while the University contributes 21.6% (from 1 April 2022).

Members will also have access to the USS Investment Builder, a defined contribution section where benefits at retirement are based on the contributions made by you and the University and the performance of funds that your contributions are invested in. All members have the option to join this section in addition to the USS Retirement Income Builder, whilst earners above the salary threshold of £40,000 (1 April 2022) will join automatically and pay core contributions above the salary threshold into this section.

The scheme provides a monthly pension and a tax-free lump sum on retirement and death benefits for families and dependents.

Full details are available by following the links to the USS website.

The university pensions team, located in Darwin, is available to assist with individual pension queries by email . Please note, the University Pensions Office is not regulated by the Financial Conduct Authority and cannot provide financial advice. Staff may wish to consult an Independent Financial Adviser about the options available to them. Details can be found at





Registry, University of Kent, Canterbury, Kent, CT2 7NZ

Enquiries: +44 (0)1227 764000 or contact us

Last Updated: 06/04/2022